Worker in factory needing a cloak (8)
I believe the answer is:
mantilla
'cloak' is the definition.
(I know that mantilla is a type of cape)
'worker in factory needing a' is the wordplay.
'worker' becomes 'ant' (worker is a type of ant).
'in' is an insertion indicator.
'factory' becomes 'mill' (mill is a type of factory).
'needing' says to put letters next to each other.
'ant' inserted into 'mill' is 'mantill'.
'mantill'+'a'='MANTILLA'
(Other definitions for mantilla that I've seen before include "head cover" , "Short lace veil" , "Something worn" , "Silk or lace headdress" , "Traditional Spanish lace scarf" .)