Worn at funerals and clubs for example (5,4)

'worn at funerals' is the definition.
I don't know anything about this answer so I cannot tell whether this works.

'clubs for example' is the wordplay.
'clubs' becomes 'suit' (clubs is an example of a card suit).
'for' is a charade indicator (letters next to each other) (I've seen this in other clues).
'example' becomes 'black' (I can't explain this - if you can you should believe this answer much more).
'suit' after 'black' is 'BLACK SUIT'.

'and' is the link.

Can you help me to learn more?