Youngster in orchard to throw a penny in (7)

I believe the answer is:

sapling

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'youngster in orchard' is the definition.
'sapling' can be an answer for 'youngster' (thesaurus). I'm unsure of the 'in orchard' bit.

'throw a penny in' is the wordplay.
'throw' becomes 'sling' (chuck means throw as does sling).
'penny' becomes 'p' (short for pence).
'in' is an insertion indicator.
'a'+'p'='ap'
'sling' enclosing 'ap' is 'SAPLING'.

'to' acts as a link.

Can you help me to learn more?

(Other definitions for sapling that I've seen before include "Little tree" , "Young slender tree" , "Lapsing into a young tree" , "Baby tree" , "Poetic youth" .)

I've seen this clue in The Daily Express.

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