Fancy urinals surrounded by water (7)

I believe the answer is:

insular

'surrounded by water' is the definition.
(I've seen this before)

'fancy urinals' is the wordplay.
'fancy' is an anagram indicator.
'urinals' with letters rearranged gives 'INSULAR'.

(Other definitions for insular that I've seen before include "Inward-looking" , "cut off" , "Circumscribed" , "Aloof - like an island" , "Having a narrow outlook" .)

I've seen this clue in The Sunday Times and The Times.

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