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What the female blowing the whistle was wearing? (5,5)

Ross

I believe the answer is:

grass skirt

I'm a little stuck... Click here to teach me more about this clue!

'blowing the whistle was wearing?' is the definition.
I can't judge whether this defines the answer.

'what the female' is the wordplay.
'what' becomes 'grass' (I can't justify this - if you can you should give a lot more credence to this answer).
'the female' becomes 'skirt' (skirt is a kind of female).
'grass'+'skirt'='GRASS SKIRT'

Can you help me to learn more?

I've seen this clue in the Evening Standard.
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