Crossword Genius

A little more tummy exposed then? (3-2)

Ross

I believe the answer is:

top-up

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If this is the answer I cannot explain how the clue works.

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(Other definitions for top-up that I've seen before include "Extra addition" , "Supplement" , "Replenished drink" , "Additional amount to restore mobile phone credit, for example" , "Amount required to restore something's level" .)

I've seen this clue in The Sun and The Times.
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