Accused of having got loaded (7)
I believe the answer is:
charged
This clue could be a double definition.
'accused of' is the first definition.
'charged' can be an answer for 'accused' (charging is a kind of accusing). I am not sure about the 'of' bit.
'loaded' is the second definition.
(similar in meaning)
'having got' is the link.
Can you help me to learn more?
(Other definitions for charged that I've seen before include "Rushed; attacked" , "Fraught with emotion" , "Indicted" , "Entrusted (with a task)" , "Accused of offence" .)