Crossword Genius

Almost to live with skill is certainly not an asset (9)

Ross

I believe the answer is:

liability

I'm a little stuck... Click here to teach me more about this clue!

'certainly not an asset' is the definition.
I can't judge whether this defines the answer.

'almost to live with skill' is the wordplay.
'almost' becomes 'i' (I can't justify this - if you can you should believe this answer much more).
'to' says to put letters next to each other (I've seen this in other clues).
'live' becomes 'l' (electrical abbreviation).
'with' is a charade indicator (letters next to each other).
'skill' becomes 'ability' (I've seen this before).
'i' after 'l' is 'li'.
'li'+'ability'='LIABILITY'

'is' is the link.

Can you help me to learn more?

(Other definitions for liability that I've seen before include "Debt; drawback" , "Millstone" , "Financial obligation" , "duty" , "Hindrance" .)

I've seen this clue in The Irish News.
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