Crossword Genius

Chap with no money having switched sides (5)

Ross

I believe the answer is:

bloke

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'chap' is the definition.
(I know that chap can be written as bloke)

I don't understand the rest of the clue.

Can you help me to learn more?

(Other definitions for bloke that I've seen before include "Man (colloq.)" , "Chap, lad" , "Chap, man" , "Fellow (informal)" , "British fellow or chap" .)

I've seen this clue in The Independent.
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