Crossword Genius

Charge back to bed with it (5)

Ross

I believe the answer is:

debit

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'charge' is the definition.
(debit is a kind of charge)

'back to bed with it' is the wordplay.
'back' says the letters should be written in reverse.
'to' becomes 'ti' (I am not sure about this - if you are sure you should believe this answer much more).
'with it' is a charade indicator (letters next to each other).
'ti'+'bed'='tibed'
'tibed' reversed gives 'DEBIT'.

Can you help me to learn more?

(Other definitions for debit that I've seen before include "Sum taken from account" , "Charge" , "left-side entry" , "Payment made or owed" , "Accounting entry showing sums owing" .)

I've seen this clue in the Evening Standard.
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