Cheeky opportunity to speak touring ship (5)
I believe the answer is:
sassy
'cheeky' is the definition.
(I've seen this before)
'opportunity to speak touring ship' is the wordplay.
'opportunity to speak' becomes 'say'' (as in 'having a say' over a decision).
'touring' means one lot of letters goes inside another (tour can mean to go around).
'ship' becomes 'SS' (prefix in ship names eg SS Great Britain).
'say' enclosing 'ss' is 'SASSY'.
(Other definitions for sassy that I've seen before include "Pert" , "(In US) saucy" , "Impertinent (US colloq.)" , "Cheeky American" , "Cheeky (US colloq.)" .)