Cold girl in English city (7)
I believe the answer is:
chester
'city' is the definition.
(Chester is an example)
'cold girl in english' is the wordplay.
I cannot quite see how this works, but
'cold' could be 'c' (eg on taps) and 'c' is present in the answer.
'girl' could be 'hester' and 'hester' is found in the answer.
This accounts for all the letters.
This explanation may well be incorrect...
Can you help me to learn more?
(Other definitions for chester that I've seen before include "Walled English city" , "See 8" , "historic city" , "Tetchy cries (anag)" , "County town on the river Dee" .)