Fish worn in the cold? (13)
I believe the answer is:
leatherjacket
'fish' is the definition.
(leatherjacket is a kind of fish)
I don't understand how the remainder of the clue works.
Can you help me to learn more?
(Other definitions for leatherjacket that I've seen before include "Cranefly larva" , "Lava of the crane-fly" , "Swimmer" , "Cranefly grub" , "Garden pest - crane fly larva" .)