Crossword Genius

Fur in beard made of ice, did you say? (10)

Ross

I believe the answer is:

chinchilla

I'm a little stuck... Click here to teach me more about this clue!

'fur' is the definition.
(I know that chinchilla is a type of fur)

'in beard made of ice did you say?' is the wordplay.
I cannot quite understand how this works, but
'in' is present in the answer.
'ice' could be 'chill' (I've seen this in another clue) and 'chill' is found in the answer.
The remaining letters 'cha' is a valid word which might be clued in a way I don't understand.
This may be the basis of the clue (or it may be nonsense).

Can you help me to learn more?

(Other definitions for chinchilla that I've seen before include "(Fur of) a small South American rodent" , "Rabbit" , "little furry animal" , "furry creature" , "Soft grey fur" .)

I've seen this clue in The Guardian.
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