Crossword Genius

Giving money perhaps but wary about it (7)

Ross

I believe the answer is:

charity

I'm a little stuck... Click here to teach me more about this clue!

'giving' is the definition.
(I know that charity is a type of giving)

'wary about it' is the wordplay.
'wary' becomes 'chary' (synonyms).
'about' is an insertion indicator.
'chary' enclosing 'it' is 'CHARITY'.

'money perhaps but' acts as a link.
This may not be right. Some or all of it may belong to another bit of the clue.

Can you help me to learn more?

(Other definitions for charity that I've seen before include "Fund" , "Love" , "Miss Pecksniff, for example" , "Help for needy" , "Benevolence" .)

I've seen this clue in The Globe and Mail.
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