Here's a tip: cultivate white wood aster (1,4,2,3,4)
I believe the answer is:
a word to the wise
'here's a tip' is the definition.
'cultivate white wood aster' is the wordplay.
'cultivate' indicates anagramming the letters (I've seen 'cultivated' mean this).
'white'+'wood'+'aster'='whitewoodaster'
'whitewoodaster' is an anagram of 'A WORD TO THE WISE'.
(Another definition for a word to the wise that I've seen is " some advice".)
I've seen this clue in The Everyman puzzle in The Observer.
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