Crossword Genius

I say landlord's one who must make allowances (6)

Ross

I believe the answer is:

letter

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This could be a double definition.

'i say landlord's' is the first definition.
'letter' can be an answer for 'landlord's' (landlords let property). I am unsure of the 'i say' bit.

'one who must make allowances' is the second definition.
Although both the answer and definition are singular nouns, I cannot see how one could define the other.

Can you help me to learn more?

(Other definitions for letter that I've seen before include "he leases" , "Character - mail - landlord" , "Written character - landlord" , "A written form of communication" , "Written message" .)

I've seen this clue in The Telegraph.
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