Crossword Genius

Imagine mum with new lover (5,3)

Ross

I believe the answer is:

fancy man

'lover' is the definition.
(I know that fancy man is a type of lover)

'imagine mum with new' is the wordplay.
'imagine' becomes 'fancy' (fancying is a kind of imagining).
'mum' becomes 'ma' (ma can mean mother).
'with' is a charade indicator (letters next to each other).
'new' becomes 'n' (common abbreviation eg NT for New Testament).
'fancy'+'ma'+'n'='FANCY MAN'

(Other definitions for fancy man that I've seen before include "Slang for woman's lover - imaginative chap" , "Woman's lover (derogatory)" , "Woman's lover (colloq.)" .)

I've seen this clue in The Times and The Sun.
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