Crossword Genius

In Panama, say, a little place where I live (7)

Ross

I believe the answer is:

habitat

I'm a little stuck... Click here to teach me more about this clue!

'place where i live' is the definition.
I can't judge whether this defines the answer.

'in panama say a little' is the wordplay.
'in' is an insertion indicator.
'panama say' becomes 'hat' (panama is a kind of hat).
'a little' becomes 'abit' ('a bit' can be a synonym of 'a little'**).
'hat' going around 'abit' is 'HABITAT'.

Can you help me to learn more?

(Other definitions for habitat that I've seen before include "Animal's natural home" , "Natural environment, plant or animal" , "British retailer" , "Living area" , "Surrender" .)

I've seen this clue in The Guardian.
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