Individuals who aren't qualified to bet on race (9)
I believe the answer is:
laypeople
'individuals who aren't qualified' is the definition.
I don't know anything about this answer so I cannot judge whether this works.
'bet on race' is the wordplay.
'bet' becomes 'lay' (I've seen this in other clues).
'on' is a charade indicator (letters next to each other).
'race' becomes 'people' (I've seen this before).
'lay'+'people'='LAYPEOPLE'
'to' is the link.
Can you help me to learn more?
(Another definition for laypeople that I've seen is " They've not followed orders".)