Crossword Genius

Little things that can have ill effects (5)

Ross

I believe the answer is:

germs

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'effects' is the definition.
The answer and definition can be both related to thinking as well as being plural nouns.
Perhaps you can see a link between them that I can't see?

I don't understand how the rest of the clue works.

Can you help me to learn more?

(Other definitions for germs that I've seen before include "Bacteria" , "Causes of disease" , "Starts" , "Seeds; microbes" , "Bugs" .)

I've seen this clue in the Evening Standard.
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