Live at central Tooting with a girl (3)
I believe the answer is:
bet
'a girl' is the definition.
'live at central tooting' is the wordplay.
'live' becomes 'be' ('be' can be a synonym of 'live'**).
'at' says to put letters next to each other.
'central' means to look at the middle letters.
The central letter of 'tooting' is 't'.
'be'+'t'='BET'
'with' is the link.
(Other definitions for bet that I've seen before include "Money risked on a gamble" , "Wager, back" , "Wager, speculate" , "'Stake, wager (3)'" , "Wager, or the sum waged" .)