Crossword Genius

Money earned available immediately (5-4)

Ross

I believe the answer is:

ready-made

'available immediately' is the definition.
(I've seen this before)

'money earned' is the wordplay.
'money' becomes 'ready' (ready can informally mean cash).
'earned' becomes 'made' ('make' can be a synonym of 'earn').
'ready'+'made'='READY-MADE'

(Other definitions for ready-made that I've seen before include "Off-the-peg" , "Of standard shape or size" , "Created for standard shapes and sizes, say clothes" , "Prefabricated" , "Of clothes, off the peg, not specially created" .)

I've seen this clue in The Guardian.
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