Crossword Genius

Money, including hesitation, can produce relevance (10)

Ross

I believe the answer is:

pertinence

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'relevance' is the definition.
(I know that pertinence is a type of relevance)

I don't understand how the remainder of the clue works.

Can you help me to learn more?

(Other definitions for pertinence that I've seen before include "Relevance" , "fitness" , "to the point" , "Applicability" .)

I've seen this clue in The Daily Express.
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