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No capital? Broke, getting new to-do list (6,4)

Ross

I believe the answer is:

action plan

'to-do list' is the definition.
(list of things to do)

'no capital? broke getting new' is the wordplay.
'broke' indicates an anagram.
'getting' indicates putting letters inside.
'new' becomes 'n' (common abbreviation eg NT for New Testament).
'no'+'capital'='nocapital'
'nocapital' with letters rearranged gives 'actioplan'.
'actioplan' enclosing 'n' is 'ACTION PLAN'.

I've seen this clue in The Guardian.
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