Crossword Genius

Plot twist: first take what you owe (4)

Ross

I believe the answer is:

debt

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'you owe' is the definition.
I can't tell whether this definition defines the answer.

'plot twist first take' is the wordplay.
'plot' becomes 'bed' (a plot of land).
'twist' is a reversal indicator (I've seen 'twisting' mean this (letters twist back)).
'first take' becomes 't' (bst letter of 'take').
'bed' reversed gives 'deb'.
'deb'+'t'='DEBT'

'what' is the link.

Can you help me to learn more?

(Other definitions for debt that I've seen before include "Money owed or due" , "state of obligation" , "Amount owed" , "Commitment" , "Amount owing" .)

I've seen this clue in the Sydney Morning Herald.
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