Crossword Genius

Prospect of finance company being charged with theft at last (5)

Ross

I believe the answer is:

vista

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'prospect' is the definition.
(synonyms)

'finance company being charged with theft at last' is the wordplay.
'finance company' becomes 'visa' (I can't explain this - if you can you should give a lot more credence to this answer).
'being charged with' means one lot of letters goes inside another (inserted letters charge into others).
'at last' suggests the final letters.
The final letter of 'theft' is 't'.
'visa' placed around 't' is 'VISTA'.

'of' acts as a link.

Can you help me to learn more?

(Other definitions for vista that I've seen before include "Distant view" , "Pleasant view" , "Outlook" , "View (with avenue)" , "Perspective" .)

I've seen this clue in The Guardian.
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