Quick to identify debts. Meticulous (10)
I believe the answer is:
fastidious
'meticulous' is the definition.
(similar in meaning)
'quick to identify debts' is the wordplay.
'quick' becomes 'fast' (similar in meaning).
'to identify' becomes 'id' (I am not sure about this - if you are sure you should give a lot more credence to this answer).
'debts' becomes 'IOUs' (promises to pay debts).
'fast'+'id'+'ious'='FASTIDIOUS'
Can you help me to learn more?
(Other definitions for fastidious that I've seen before include "Meticulous" , "Attentive to detail" .)