Refugee with no time at all for material (5)
I believe the answer is:
exile
'refugee' is the definition.
(I've seen this before)
I cannot understand how the rest of the clue works.
Can you help me to learn more?
(Other definitions for exile that I've seen before include "Banishment from home" , "Ban to abroad" , "Ousted person" , "Person forced to live abroad" , "One lives away from the home country" .)