Crossword Genius

Regretting mostly creating havoc (4)

Ross

I believe the answer is:

ruin

'havoc' is the definition.
(I've seen this in another clue)

'regretting mostly' is the wordplay.
'regretting' becomes 'ruing' ('rue' can be a synonym of 'regret').
'mostly' means to remove the last letter (most but not all of the word).
'ruing' with its final letter taken away is 'RUIN'.

'creating' acts as a link.

(Other definitions for ruin that I've seen before include "fall" , "Utter destruction or downfall" , "dishonour" , "loss of position" , "Spoil, impoverish" .)

I've seen this clue in The Times.
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