Crossword Genius

Religious person’s money accepted by the best class of drivers? (9)

Ross

I believe the answer is:

carmelite

I'm a little stuck... Click here to teach me more about this clue!

'religious person's' is the definition.
(Carmelite is an example)

'money accepted by the best class of drivers?' is the wordplay.
'money' becomes 'c'.
'accepted' becomes 'a' (financial abbreviation).
'by' is a charade indicator (letters next to each other).
'the best class' becomes 'elite' (I've seen this in another clue).
'of drivers?' becomes 'rm' (I can't justify this - if you can you should give a lot more credence to this answer).
'elite' after 'rm' is 'rmelite'.
'c'+'a'+'rmelite'='CARMELITE'

Can you help me to learn more?

(Other definitions for carmelite that I've seen before include "Prayer" , "Does Mal recite about the monk?" , "Sister" , "member of religious order" , "Friar or nun of particular order" .)

I've seen this clue in The Independent.
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