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Secret fear at the end trapped in credit fraud (10,5)

Ross

I believe the answer is:

confidence trick

I'm a little stuck... Click here to teach me more about this clue!

'end trapped in credit fraud' is the definition.
'confidence trick' can be an answer for 'fraud' (I've seen this before). I am unsure of the 'end trapped in credit' bit.

'secret fear at' is the wordplay.
'secret' becomes 'confidence' (confidence is a kind of secret).
'fear at' becomes 'trick' (I can't explain this - if you can you should believe this answer much more).
'confidence'+'trick'='CONFIDENCE TRICK'

'the' is the link.

Can you help me to learn more?

(Other definitions for confidence trick that I've seen before include "fraud" , "scam" , "sting" , "Deception" .)

I've seen this clue in The Times.
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