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Secret fear at the end trapped in credit fraud (10,5)

Ross

I believe the answer is:

confidence trick

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'end trapped in credit fraud' is the definition.
'confidence trick' can be an answer for 'fraud' (I've seen this before). I am not certain of the 'end trapped in credit' bit.

'secret fear at' is the wordplay.
'secret' becomes 'confidence' (confidence is a kind of secret).
'fear at' becomes 'trick' (I can't explain this - if you can you should give a lot more credence to this answer).
'confidence'+'trick'='CONFIDENCE TRICK'

'the' is the link.

Can you help me to learn more?

(Other definitions for confidence trick that I've seen before include "fraud" , "scam" , "sting" , "Deception" .)

I've seen this clue in The Times.
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