Crossword Genius

Skimpy costume Colin modelled with reluctance (9)

Ross

I believe the answer is:

loincloth

I'm a little stuck... Click here to teach me more about this clue!

'skimpy costume' is the definition.
The answer and definition can be both man-made objects as well as being singular nouns.
Perhaps there's a link between them I don't understand?

'colin modelled with reluctance' is the wordplay.
'modelled' indicates anagramming the letters (letters modelled or shaped).
'with reluctance' becomes 'loth' (I can't justify this - if you can you should believe this answer much more).
'colin' anagrammed gives 'loinc'.
'loinc'+'loth'='LOINCLOTH'

Can you help me to learn more?

(Other definitions for loincloth that I've seen before include "scanty garment" , "Minimum clothing?" , "Garment Indian may have" , "this is placed round middle of groin?" , "Simple garment" .)

I've seen this clue in The Independent.
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