There's not much that's to his credit presumably (8)

I believe the answer is:

bankrupt

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'there's not much that's to his credit presumably' is the definition.
The answer is a person as well as being a singular noun. This is suggested by the definition.

This is the entire clue.

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(Other definitions for bankrupt that I've seen before include "Gone bust in business" , "Penniless" , "With no redeeming qualities" , "By no means" , "Person legally declared to be unable to pay debts" .)

I've seen this clue in The Globe and Mail.

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