Crossword Genius

They advance and charge (12)

Ross

I believe the answer is:

moneylenders

I'm a little stuck... Click here to teach me more about this clue!

'they' is the definition.
Both the definition and answer are plural nouns.
Maybe they are linked in a way I don't understand?

'advance and charge' is the wordplay.
I cannot really understand how this works, but
'advance' could be 'lend' (I've seen this in other clues) and 'lend' is located in the answer.
'and' could be 'n' (common abbreviation for 'and') and 'n' is found in the answer.
This may be the basis of the clue (or it may be nonsense).

Can you help me to learn more?

I've seen this clue in The Telegraph and The Globe and Mail.
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