They aren't covered by a stripped-down policy? (7)
I believe the answer is:
nudists
'they' is the definition.
Both the definition and answer are plural nouns.
Perhaps they are linked in a way I don't understand?
I can't explain the rest of the clue.
Can you help me to learn more?
(Other definitions for nudists that I've seen before include "they're not in gear" , "They're exposed" , "exposed people" , "Things abandoned by those" , "they reveal all" .)