Crossword Genius

What many commuters do to secure good ready money (7,7)

Ross

I believe the answer is:

working capital

I'm a little stuck... Click here to teach me more about this clue!

'money' is the definition.
(I've seen this before)

'what many commuters do to secure good ready' is the wordplay.
I cannot quite understand how this works, but
'many' could be 'l' and 'l' is found within the answer.
'good' could be 'pi' (old-fashioned term for pious) and 'pi' is found within the answer.
'ready' could be 'work' (working is a kind of readying) and 'work' is found in the answer.
This explanation may well be incorrect...

Can you help me to learn more?

(Other definitions for working capital that I've seen before include "Liquid assets" , "financial assets" , "money for business" , "Money available for use by company" , "Ready to trade" .)

I've seen this clue in The Times.
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