Withdraws (4,3)
'withdraws' is the definition.
('retire' can be a synonym of 'withdraw')
This is all the clue.
(Other definitions for retires that I've seen before include "Gives up work" , "turns in" , "Pulls out" , "Goes to bed" , "Withdraws" .)
'withdraws' is the definition.
(I've seen this in another clue)
This is all the clue.
(Other definitions for opts out that I've seen before include "Chooses not to do something" , "Declines" , "Chooses not to take part" , "Chooses not to participate" .)