Little money you owe us sounds physically gratifying (8)
I believe the answer is:
sensuous
'physically gratifying' is the definition.
(I've seen this before)
'little money you owe us sounds' is the wordplay.
I cannot quite see how this works, but
'money' could be 'sen' (I've seen this before) and 'sen' is found within the answer.
'you' could be 'u' (commonly used in online communication) and 'u' is present in the answer.
'us' is within the answer.
The remaining letters 'so' is a valid word which might be clued in a way I don't understand.
This explanation may well be incorrect...
Can you help me to learn more?
(Other definitions for sensuous that I've seen before include "Voluptuous, pleasurable" , "Great Expectations girl" , "Appealing to the senses, beauty or delicacy" , "Luscious and appealing to bodily stimuli" , "Appealing in sexy way" .)