Niggard who would be sad if able (5)
I believe the answer is:
miser
'niggard' is the definition.
(synonyms)
I don't understand how the remainder of the clue works.
Can you help me to learn more?
(Other definitions for miser that I've seen before include "One doesn't spend much" , "Stingy person like Scrooge" , "Mean-minded type" , "Curmudgeon" , "auger" .)