Crossword Genius

Poor Centrelink to figure out new time (9)

Ross

I believe the answer is:

insolvent

I'm a little stuck... Click here to teach me more about this clue!

'poor' is the definition.
(thesaurus)

'centrelink to figure out new time' is the wordplay.
I cannot quite see how this works, but
'figure' could be 'solve' (solving is a kind of figuring) and 'solve' is present in the answer.
'new' could be 'n' (abbreviation as in New Testament NT) and 'n' is located in the answer.
'time' could be 't' (abbreviation) and 't' is found in the answer.
The remaining letters 'in' is a valid word which might be clued in a way I don't understand.
This may be the basis of the clue (or it may be nonsense).

Can you help me to learn more?

(Other definitions for insolvent that I've seen before include "on the rocks" , "Snivel not, although you are bankrupt!" , "strapped for cash" , "Broke" , "deep in debt?" .)

I've seen this clue in the Sydney Morning Herald.
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