Crossword Genius

Prosperous having ripped old towel (4-2-2)

Ross

I believe the answer is:

well-to-do

'prosperous' is the definition.
(synonyms)

'ripped old towel' is the wordplay.
'ripped' indicates an anagram (letters ripped or torn up).
'old'+'towel'='oldtowel'
'oldtowel' anagrammed gives 'WELL-TO-DO'.

'having' is the link.

(Other definitions for well-to-do that I've seen before include "Affluent" , "Quite wealthy" , "Financially comfortable" , "Moderately wealthy" , "Fairly wealthy" .)

I've seen this clue in The Sun.
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