Crossword Genius

Exploit old lady cuddling small pet (12)

Ross

I believe the answer is:

masterstroke

I'm a little stuck... Click here to teach me more about this clue!

'exploit' is the definition.
The definition and answer can be both acts as well as being singular nouns.
Perhaps they are linked in a way I don't understand?

'old lady cuddling small pet' is the wordplay.
'old lady' becomes 'mater' (old-fashioned term for one's mother).
'cuddling' indicates putting letters inside (inserted letters are cuddled or held).
'small' becomes 's' (abbreviation - e.g. clothes size).
'pet' becomes 'stroke' (I've seen this in another clue).
'mater' enclosing 's' is 'master'.
'master'+'stroke'='MASTERSTROKE'

Can you help me to learn more?

(Other definitions for masterstroke that I've seen before include "outstanding piece of strategy" , "Brilliant act" , "Clever idea" .)

I've seen this clue in The Times.
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